Frequently Asked Questions

Here are some important questions that are frequently asked by people involved in SHG movement.

Q.1 What should be the object of forming a SHG ?

Ans. Merely forming a group, just because someone other has formed serves no purpose. Also forming a group just to avail some kind of financial incentive also is a very futile exercise. The objective of forming a Bachat Gat is to promote thrift amongst members and at a later stage to explore possibility of starting some kind of self employment.

Q.2. What is the minimum number of members in a Bachat Gat?

Ans. With few exceptions, the minimum number of members in a Bachat Gat is usually 10.

Q.3. What would be the ideal size of membership in a Bachat Gat?

Ans. The answer is relative in nature. For eg. if the Group has a vision to get itself involved in self employment activities at a later stage, it should keep its membership sleek, an ideal figure would be 10 members. Too many members leads to less work and more profit sharers, which gives rise to internal rife in the group. If the group has intended to restrict itself only to savings, the group can be upto 20 or even more. Managing a big group requires great amount of leadership skill in the office bearers of a Bachat Gat.